Who We Are
About Us
Co-founded in 2020 by James McGowan and George Pitchford, Legacy Financial was built to bring a highly professional, relatable, and human approach to the UK mortgage and protection market.
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Our Journey
From Reeds Rains to Leeds
We met working together at Reeds Rains estate agents. After collaborating side-by-side, we moved to a respected mortgage practice in Leeds, mastering the complex financial landscape before starting Legacy in 2020.
35+ Years Legal Experience
Our carefully selected Will and Estate Planning partners ensure your family’s assets are completely secured.
Our Background
Ethos & Experience
After years working within fast-paced corporate environments, we decided to build our own Legacy by establishing this dedicated mortgage and protection practice. Our absolute goal is to help clients build their own legacies by securing their homes and insuring their health.
At Legacy Financial, we operate with a deep background of knowledge. We appreciate that buying a home or arranging cover is a complex process that can easily feel like a minefield at times.
Our core aim is to relieve that stress entirely and provide clear, down-to-earth solutions to complex problems. We pride ourselves on a completely relatable, friendly, and honest approach.
Relatable & Down-To-Earth
No suits, no walls of jargon, and no hidden agendas.
Aligned Partnerships
Collaborating directly with expert pension, investment, and estate agencies.
Meet Our Human Experts
Click a card below to read more about James and George, including their core backgrounds and direct homebuying tips.
James McGowan
Director & Adviser
George Pitchford
Director & Adviser
James McGowan
Founder & Director
“I started in the industry at just 18 years old, starting my journey at Halifax where I learned the strict, granular details of banking. Moving to Reeds Rains Estate Agents, I met George, and we instantly clicked over our joint passion for helping clients navigate home buying. After refining my mortgage advisory skills at an independent Leeds practice, co-founding Legacy Financial in 2020 was the ultimate next step. Now 30, with 12 years of pure, frontline experience, my mission is to make sure every client gets plain-speaking, high-performing protection and advice.”
George Pitchford
Founder & Director
“My career kicked off at the age of 17 when I took a job at William H Brown estate agents. I soon moved to Reeds Rains estate agents, which is where James and I first joined forces. We worked together there before moving on to a dedicated independent mortgage practice in Leeds, mastering highly complex case files. Co-founding Legacy with James was our ultimate goal to build something direct and relatable. Now 28, with over a decade of hands-on experience, I thrive on guiding clients smoothly through what can sometimes feel like a financial minefield.”
Your questions, answered clearly
Straightforward answers without the industry jargon.
Where is Legacy Financial Based?
Are your advisers fully qualified and regulated?
Yes, absolutely! Every single one of our advisers holds full UK CeMAP qualifications. Legacy Financial Ltd is an Appointed Representative of The Right Mortgage Ltd, meaning our standards are fully authorised and regulated by the Financial Conduct Authority.
What exactly is protection advice?
Protection advice makes sure you and your family are fully protected against unforeseen circumstances. We look at life insurance, income protection, critical illness cover, and home insurance to give you absolute peace of mind.
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