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Mortgages in Brighton.

Brighton’s property market stands as one of the UK’s most dynamic, with house prices consistently outpacing many other coastal cities. As a result, finding the right mortgages in Brighton has become increasingly crucial for everyone from first-time buyers and home movers to seasoned investors.

   
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About Our Mortgage Advisors in Brighton

Navigating the local property market can feel overwhelming and confusing with many customers not knowing where to begin or how best to tackle the process of finding, applying for and securing a mortgage.

At Legacy Financial, our experienced mortgage brokers in Brighton understand the unique challenges and opportunities of this vibrant coastal city and work to help find the right mortgage deal for your needs.

Why Legacy Financial?

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The Dynamics of Brighton's Property Market

Nestled along England’s scenic south coast, Brighton is a vibrant, dynamic and bustling metropolis which attracts students, tourists, families and young professionals who desire the sought-after seaside city living. With great transport links to the capital, a burgeoning nightlife and varied entertainment scene, it’s no wonder why so many people choose Brighton to live, work and settle down.

What makes Brighton’s property market particularly interesting is its diverse demand drivers. For example, with a substantial student population of over 35,000 across two universities, there is a very large and consistent demand for rental properties. This makes Brighton an attractive proposition for buy-to-let mortgage seekers and investors.

The tourism sector also plays a crucial role in shaping property values. With Brighton attracting millions of visitors annually, we’re noting increased interest in properties suitable for short-term rentals, influencing how mortgage brokers in Brighton approach different lending scenarios.

For those seeking mortgages in Brighton, it’s worth noting that the city’s price-to-earnings ratio stands at around 12.4, making it one of the more challenging markets for first-time buyers. This is where mortgage advisors in Brighton become particularly valuable, helping navigate various lending possibilities and government schemes available to local buyers.

What Our Customers Say

Harry and James helped us secure our mortgage this year. They made the process really easy and understandable and answered any questions promptly. Even though we had to start the process again due to changing properties mid way through, both dealt with it great and had no issues. They also helped us get a better offer saving us money with a good solicitor. Would recommend to others from two first time buyers 🙂

We can’t thank Harry enough for the part he played in the purchase of our first home! He helped get us a great mortgage and explained every step of the process. He was very quick and made sure we were up to date with the status of our mortgage as it progressed. We 100% recommend Harry to anyone looking to buying their first home, it was completely stress free!

We’ve just had George help us with our fixed term coming to an end and sorting out the help to buy. He made everything very clear and hassle free which really took a huge stress off our shoulders:)We will be recommending George to everybody!!

Legacy financial have been great throughout the process especially with being able to work around our different work hours. Really quick with responses and never feel like anything is too much trouble for them. Has been really useful to have them as first time buyers as they explain the whole process in a clear and easy to understand way - would definitely recommend. Thanks again legacy for all your help.

Maximising Your Investment Returns

When it comes to securing mortgages in Brighton, working with experienced mortgage brokers can make all the difference.

The team at Legacy Financial deliver a flexible, tailored approach, offering a variety of mortgages, with access to high street lenders and a wide range of mortgage products on offer, giving you comprehensive coverage of available options.

Some of the mortgages we are able to provide our expert services on include;

First-time buyer
Buy-to-let mortgages
Home movers
Remortgages
Bridging finance
Second charge mortgages

Whether you’re a first-time buyer, a seasoned homeowner or a landlord, our specialists know the market and work to find the best possible home loan for your individual circumstances.

Get in Touch with Our Trusted Mortgage Advisors

Brighton’s property market offers remarkable opportunities for homebuyers and investors alike, though success depends heavily on securing the right mortgage solution. We’ve seen how working with qualified mortgage brokers in Brighton can unlock access to thousands of mortgage products, making property ownership more achievable despite the city’s challenging price-to-earnings ratio.

Whether you’re considering a first home purchase or expanding your investment portfolio, understanding the local market dynamics and available mortgage options will significantly impact your success, which is where we can help.

At Legacy Financial, our dedicated advisors have years of experience working within Brighton’s diverse property landscape and helping to deliver expert guidance and advice for clients looking to secure a mortgage. If you have any questions or would like to find out more about how we can help with your move, then please do not hesitate to get in touch by calling – 07908 060013 or filling out our online contact form.