At Legacy Financial we are here to help land lords no matter how small or big your portfolio may be, we work along side a number of financial advisors and accountants to help assist you with the process.
A landlord is someone who requires a buy-to-let mortgage as their property is an investment, rather than someone who would need a residential mortgage to live in their property.
A buy-to-let mortgage is a type of mortgage sold specifically to people who view their property as an investment, rather than a home. If you plan to purchase a property, then rent it to a tenant in order to generate an income – most lenders would require you to apply for a buy-to-let mortgage; not a residential one.
Buy-to-let mortgages are typically more expensive than an average mortgage that a home mover would need. Deposits for BTL can range from a minimum of 25%, up to 40%.
Just like all of our other mortgage types, it’s simple!
Just click the ‘book an appointment’ button below, choose the type of appointment you want, a preferred date and time; then you can begin discussing the next steps with an expert.
Why not use our custom calculator? Find out how much your mortgage would cost you per month, within a matter of seconds.