Home | Landlords | Barnsley

Buy to Let Mortgages in Barnsley.

Barnsley’s property market presents an exciting opportunity for investors, with gross rental yields averaging over 7%, making it an attractive prospect for those looking to invest for the first time as well as landlords with multi-property portfolios.

   
   4.9105 reviews

Your Journey to Home Ownership Starts Here

A vibrant market town sitting on the northeast edge of the Peak District National Park, Barnsley is conveniently situated between the cities of Leeds, Sheffield, Manchester, Wakefield and Doncaster. This makes it a great location for families, those seeking career opportunities and adventurers looking for a place to call home in the form of a rental property.
At Legacy Financial, our team of dedicated experts help investors secure buy-to-let mortgages for Barnsley based properties that allow them to capitalise on the promising potential returns.

Why Legacy Financial?

Whilst you're here, try our calculator.

Find out how much your mortgage would cost you per month, within a matter of seconds.

Understanding Barnsley's Buy to Let Market

In order to make smart, practical and informed decisions about investing in a Barnsley property with a buy to let mortgage, you need to have an understanding of what makes this town’s buy to let market particularly attractive for landlords.

So, what makes Barnsley particularly appealing for buy to let mortgage investors?

With impressive rental yields averaging 7.15% across the area, Barnsley is one of Yorkshire’s top-performing investment locations

Excellent transport links to Sheffield, Leeds, and Manchester
More affordable property prices compared to surrounding cities
Strong rental demand with consistent tenant interest
Growing digital business sector creating new opportunities

In our experience helping investors secure buy to let mortgages in Barnsley, we’ve found that property choices significantly impact returns. For example, while 2-bed properties offer slightly better yields at 6% compared to 3-beds at 5.54%, the latter typically experience fewer void periods and are easier to sell when needed.

No matter how big or small your portfolio may be, our experienced mortgage advisors are here to help assist you with the process of securing a buy-to-let mortgage for your chosen Barnsley property.

What Our Customers Say

Harry and James helped us secure our mortgage this year. They made the process really easy and understandable and answered any questions promptly. Even though we had to start the process again due to changing properties mid way through, both dealt with it great and had no issues. They also helped us get a better offer saving us money with a good solicitor. Would recommend to others from two first time buyers 🙂

We can’t thank Harry enough for the part he played in the purchase of our first home! He helped get us a great mortgage and explained every step of the process. He was very quick and made sure we were up to date with the status of our mortgage as it progressed. We 100% recommend Harry to anyone looking to buying their first home, it was completely stress free!

We’ve just had George help us with our fixed term coming to an end and sorting out the help to buy. He made everything very clear and hassle free which really took a huge stress off our shoulders:)We will be recommending George to everybody!!

Legacy financial have been great throughout the process especially with being able to work around our different work hours. Really quick with responses and never feel like anything is too much trouble for them. Has been really useful to have them as first time buyers as they explain the whole process in a clear and easy to understand way - would definitely recommend. Thanks again legacy for all your help.

Maximising Your Investment Returns

To optimise returns on your buy to let mortgage, we’ve found that successful landlords focus on both rental income and capital appreciation potential. Our experience shows that traditional buy to let investments can still deliver strong returns when managed effectively.

Tax

Understanding tax implications is crucial for maximising your investment and some of the key expenses you can typically deduct include;

Repairs and maintenance costs
Property management expenses
Letting agent fees
Replacement furniture allowances
Insurance premiums

Property Management

We’ve noticed that many landlords overlook the importance of professional property management. While it costs between 10-15% of your rental income, it can significantly reduce void periods and maintenance headaches. For our Barnsley buy to let mortgage clients, we’ve seen this approach be particularly beneficial when managing multiple properties.

Compliance

It’s important to remember to factor in essential compliance costs, including annual gas safety certificates, EPC renewals, and regular property maintenance. We’ve found that setting aside approximately 1% of your property’s value annually for maintenance helps prevent unexpected financial strain on your investment returns.

Start Your Investment Journey

At Legacy Financial, our team of experts aim to assist landlords and new investors with finding and securing the right mortgage products for their needs. Working with UK banks and estate agents, we provide a host of services to help you create a legacy of your own with professional, transparent and reliable advice you can trust.

Ready to Take the First Step?

Get in touch today by phone on – 01226 643271, email info@legacyfinancial.co.uk or contact us using our online enquiry form. Our experts will be happy to answer any questions you may have, provide additional information or help you to schedule an appointment.

Legacy Financial – the start of your legacy begins today.